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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.5+ years Service code 15 · EIN 94-1347393 | Recordkeeping | $26,616 |
Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 · EIN 59-1237041 | Advisory (Plan) | $22,476 |
LOREN D. STARK COMPANY1 year Service code 50 · EIN 74-1537058 | Direct Payment | $12,967 |
PARSONS CPA PLLC2 years Filed as: PARSONS CPA, PLLC Service code 50 · EIN 27-4214364 | Direct Payment | $9,187 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,592 | $52,961+171.1% | $172,752-16.9% | $65,185+120.3% |
| Participation rate | 97.4% | 66.2%+31.2pp | 82.6%+14.8pp | 70.2%+27.2pp |
| Annual return | 21.26% | 30.12%-8.9pp | 802.97%-781.7pp | 29.38%-8.1pp |
| Employer contribution / active EE | $7,771 | $2,190+254.8% | $5,144+51.1% | $2,177+257.0% |
| Participant deferral / active EE | $4,925 | $2,471+99.3% | $5,198-5.2% | $3,514+40.2% |
| Admin fee / account holder | $1,497 | $472+217.2% | $13,955-89.3% | $847+76.7% |