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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES FIN. SVS. ADVISORS Service code 27 · EIN 59-2937883 | Advisory (Plan) | $47,438 |
TRINITY PENSION GROUP, LLC2 years Service code 15 · EIN 20-0235252 | Recordkeeping | $23,072 |
AC CPA, PLLC1 year Filed as: AC CPA, LLC Service code 10 · EIN 87-3863558 | Accounting | $15,750 |
Filed as: TRANSAMERICA FIN.LIFE INS.CO. Service code 15 · EIN 36-6071399 | Recordkeeping | $14,771 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,307 | $65,092+173.9% | $143,799+24.0% | $66,938+166.4% |
| Participation rate | 79.6% | 65.2%+14.4pp | 80.3%-0.7pp | 69.8%+9.8pp |
| Annual return | -20.32% | -11.14%-9.2pp | -0.04%-20.3pp | 1.58%-21.9pp |
| Employer contribution / active EE | $9,661 | $2,362+309.1% | $4,952+95.1% | $2,545+279.6% |
| Participant deferral / active EE | $5,754 | $2,920+97.1% | $5,638+2.1% | $4,238+35.8% |
| Admin fee / account holder | $2,201 | $502+338.2% | $14,677-85.0% | $594+270.9% |