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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,377 | $185,312+122.5% | $161,489+155.4% | $154,746+166.5% |
| Participation rate | 91.3% | 82.5%+8.8pp | 78.7%+12.6pp | 80.7%+10.6pp |
| Annual return | 17.81% | 103.84%-86.0pp | 89.72%-71.9pp | 172.34%-154.5pp |
| Employer contribution / active EE | $8,756 | $4,769+83.6% | $4,268+105.1% | $4,379+99.9% |
| Participant deferral / active EE | $6,005 | $6,350-5.4% | $5,630+6.7% | $6,730-10.8% |
| Admin fee / account holder | $667 | $18,654-96.4% | $16,006-95.8% | $14,365-95.4% |