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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,139 | $175,259+79.2% | $149,723+109.8% | $139,487+125.2% |
| Participation rate | 94.7% | 83.4%+11.3pp | 78.8%+16.0pp | 80.3%+14.4pp |
| Annual return | 17.34% | 166.82%-149.5pp | 134.50%-117.2pp | 373.84%-356.5pp |
| Employer contribution / active EE | $10,459 | $5,478+90.9% | $4,821+116.9% | $4,755+120.0% |
| Participant deferral / active EE | $5,747 | $6,522-11.9% | $5,682+1.1% | $6,713-14.4% |
| Admin fee / account holder | $356 | $16,158-97.8% | $13,215-97.3% | $11,407-96.9% |