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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,491 | $198,457+25.7% | $170,435+46.4% | $147,586+69.0% |
| Participation rate | 94.1% | 88.0%+6.1pp | 83.6%+10.5pp | 82.8%+11.3pp |
| Annual return | 17.20% | 257.30%-240.1pp | 205.94%-188.7pp | 578.59%-561.4pp |
| Employer contribution / active EE | $9,093 | $6,183+47.1% | $5,432+67.4% | $4,876+86.5% |
| Participant deferral / active EE | $5,252 | $5,629-6.7% | $4,939+6.3% | $5,439-3.4% |
| Admin fee / account holder | $347 | $16,852-97.9% | $13,881-97.5% | $10,886-96.8% |