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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,286 | $167,353+60.3% | $143,797+86.6% | $134,545+99.4% |
| Participation rate | 95.0% | 84.8%+10.2pp | 80.3%+14.7pp | 81.2%+13.8pp |
| Annual return | -15.46% | 0.48%-15.9pp | -0.04%-15.4pp | 418.37%-433.8pp |
| Employer contribution / active EE | $9,556 | $5,620+70.0% | $4,952+93.0% | $4,742+101.5% |
| Participant deferral / active EE | $4,703 | $6,447-27.1% | $5,638-16.6% | $6,401-26.5% |
| Admin fee / account holder | $1,516 | $18,096-91.6% | $14,679-89.7% | $11,431-86.7% |