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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,377 | $172,111+139.6% | $150,298+174.4% | $137,256+200.4% |
| Participation rate | 91.3% | 81.7%+9.6pp | 77.8%+13.5pp | 80.0%+11.3pp |
| Annual return | 17.81% | 69.37%-51.6pp | 62.79%-45.0pp | 220.34%-202.5pp |
| Employer contribution / active EE | $8,756 | $4,636+88.9% | $4,154+110.8% | $4,156+110.7% |
| Participant deferral / active EE | $6,005 | $6,166-2.6% | $5,453+10.1% | $6,407-6.3% |
| Admin fee / account holder | $667 | $16,471-95.9% | $14,116-95.3% | $12,270-94.6% |