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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC2 years Service code 27 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $58,379 |
CHARLES SCHWAB & CO., INC.2 years Service code 33 · EIN 94-1737782 | Securities brokerage | $10 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,341 | $61,214+0.2% | $83,327-26.4% | $56,289+9.0% |
| Participation rate | 89.8% | 72.6%+17.3pp | 77.8%+12.1pp | 69.9%+20.0pp |
| Annual return | -3.45% | 0.42%-3.9pp | 10.64%-14.1pp | -9.96%+6.5pp |
| Employer contribution / active EE | $994 | $1,925-48.4% | $3,379-70.6% | $2,111-52.9% |
| Participant deferral / active EE | $6,333 | $5,091+24.4% | $5,565+13.8% | $3,350+89.0% |
| Admin fee / account holder | $387 | $512-24.4% | $7,540-94.9% | $521-25.8% |