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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,295 | $82,674-12.6% | $125,363-42.3% | $68,495+5.5% |
| Participation rate | 36.8% | 75.0%-38.3pp | 82.4%-45.6pp | 67.9%-31.1pp |
| Annual return | -10.75% | -5.97%-4.8pp | 572.15%-582.9pp | -7.84%-2.9pp |
| Employer contribution / active EE | $817 | $3,382-75.8% | $4,815-83.0% | $2,596-68.5% |
| Participant deferral / active EE | $4,204 | $6,111-31.2% | $7,447-43.5% | $4,028+4.4% |
| Admin fee / account holder | $15,411 | $6,276+145.5% | $10,005+54.0% | $5,403+185.2% |