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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,189 | $85,766-49.6% | $136,298-68.3% | $70,126-38.4% |
| Participation rate | 58.8% | 74.2%-15.3pp | 81.9%-23.1pp | 69.5%-10.7pp |
| Annual return | 17.02% | 31.46%-14.4pp | 5156.27%-5139.2pp | 73.15%-56.1pp |
| Employer contribution / active EE | $962 | $2,966-67.6% | $4,696-79.5% | $2,343-59.0% |
| Participant deferral / active EE | $3,688 | $5,051-27.0% | $6,247-41.0% | $3,332+10.7% |
| Admin fee / account holder | $980 | $5,421-81.9% | $9,244-89.4% | $4,645-78.9% |