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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,782 | $89,364-29.7% | $141,177-55.5% | $72,983-14.0% |
| Participation rate | 47.9% | 75.1%-27.2pp | 82.5%-34.6pp | 69.5%-21.6pp |
| Annual return | 22.11% | 111.86%-89.8pp | 71.40%-49.3pp | 81.01%-58.9pp |
| Employer contribution / active EE | $1,018 | $3,115-67.3% | $4,736-78.5% | $2,440-58.3% |
| Participant deferral / active EE | $5,382 | $5,419-0.7% | $6,710-19.8% | $3,608+49.2% |
| Admin fee / account holder | $10,392 | $5,959+74.4% | $10,263+1.3% | $5,124+102.8% |