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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,334 | $91,537-17.7% | $130,045-42.1% | $75,173+0.2% |
| Participation rate | 96.9% | 71.5%+25.4pp | 78.5%+18.4pp | 67.2%+29.7pp |
| Annual return | 14.94% | -631.55%+646.5pp | -137.30%+152.2pp | 160.72%-145.8pp |
| Employer contribution / active EE | $3,007 | $2,845+5.7% | $4,321-30.4% | $2,671+12.6% |
| Participant deferral / active EE | $7,301 | $4,343+68.1% | $5,820+25.5% | $4,126+76.9% |
| Admin fee / account holder | $3,673 | $6,780-45.8% | $10,600-65.4% | $5,651-35.0% |