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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,816 | $152,612-48.4% | $125,192-37.0% | $152,897-48.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 19.34% | 54.85%-35.5pp | 43.79%-24.5pp | 345.43%-326.1pp |
| Employer contribution / active EE | $8,226 | $4,947+66.3% | $3,866+112.8% | $4,764+72.7% |
| Participant deferral / active EE | $7,408 | $5,868+26.2% | $4,937+50.1% | $5,851+26.6% |
| Admin fee / account holder | $4,484 | $13,437-66.6% | $9,704-53.8% | $11,599-61.3% |