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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,275 | $131,835-52.8% | $108,582-42.6% | $273,972-77.3% |
| Participation rate | 72.2% | 83.5%-11.2pp | 79.6%-7.3pp | 83.0%-10.8pp |
| Annual return | 8.37% | -91.57%+99.9pp | -51.70%+60.1pp | 41.46%-33.1pp |
| Employer contribution / active EE | $2,769 | $4,913-43.6% | $3,758-26.3% | $4,869-43.1% |
| Participant deferral / active EE | $5,181 | $5,127+1.0% | $4,311+20.2% | $5,287-2.0% |
| Admin fee / account holder | $3,054 | $10,253-70.2% | $7,645-60.0% | $10,133-69.9% |