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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,647 | $215,361-77.9% | $171,082-72.1% | $273,972-82.6% |
| Participation rate | 41.7% | 82.0%-40.4pp | 76.7%-35.0pp | 83.0%-41.3pp |
| Annual return | 7.76% | 25.14%-17.4pp | 32.56%-24.8pp | 41.46%-33.7pp |
| Employer contribution / active EE | $623 | $4,967-87.5% | $4,002-84.4% | $4,869-87.2% |
| Participant deferral / active EE | $1,680 | $5,543-69.7% | $4,797-65.0% | $5,287-68.2% |
| Admin fee / account holder | $0 | $10,846-100.0% | $8,520-100.0% | $10,133-100.0% |