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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,538 | $227,597-42.2% | $189,575-30.6% | $167,536-21.5% |
| Participation rate | 40.0% | 82.5%-42.5pp | 78.4%-38.4pp | 82.1%-42.1pp |
| Annual return | 14.18% | 78.44%-64.3pp | 64.19%-50.0pp | 478.82%-464.6pp |
| Employer contribution / active EE | $1,390 | $5,316-73.9% | $4,412-68.5% | $4,839-71.3% |
| Participant deferral / active EE | $2,966 | $7,002-57.6% | $6,174-52.0% | $6,342-53.2% |
| Admin fee / account holder | $276 | $11,877-97.7% | $9,806-97.2% | $12,315-97.8% |