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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,073 | $62,672-2.6% | $185,117-67.0% | $70,126-12.9% |
| Participation rate | 40.0% | 63.8%-23.8pp | 77.3%-37.3pp | 69.5%-29.5pp |
| Annual return | 16.95% | 40.79%-23.8pp | 40.50%-23.5pp | 73.15%-56.2pp |
| Employer contribution / active EE | $694 | $1,753-60.4% | $4,182-83.4% | $2,343-70.4% |
| Participant deferral / active EE | $1,445 | $3,272-55.8% | $5,045-71.3% | $3,332-56.6% |
| Admin fee / account holder | $0 | $3,932-100.0% | $8,159-100.0% | $4,645-100.0% |