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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,627 | $77,638+113.3% | $156,551+5.8% | $62,881+163.4% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 10.28% | 50.33%-40.0pp | 32.23%-21.9pp | 20.14%-9.9pp |
| Employer contribution / active EE | $10,474 | $3,444+204.1% | $5,501+90.4% | $2,281+359.2% |
| Participant deferral / active EE | $5,958 | $3,046+95.6% | $4,871+22.3% | $3,203+86.0% |
| Admin fee / account holder | $2,422 | $5,561-56.4% | $13,028-81.4% | $4,296-43.6% |