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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,491 | $77,920+261.3% | $149,723+88.0% | $75,177+274.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 20.56% | 31.72%-11.2pp | 134.50%-113.9pp | 160.75%-140.2pp |
| Employer contribution / active EE | $8,697 | $3,138+177.1% | $4,821+80.4% | $2,671+225.6% |
| Participant deferral / active EE | $6,596 | $3,411+93.4% | $5,682+16.1% | $4,126+59.9% |
| Admin fee / account holder | $1,873 | $5,951-68.5% | $13,215-85.8% | $5,651-66.9% |