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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,277 | $85,171+207.9% | $172,753+51.8% | $72,976+259.4% |
| Participation rate | 97.8% | 70.1%+27.8pp | 82.6%+15.2pp | 69.5%+28.3pp |
| Annual return | 27.23% | 27.32%-0.1pp | 803.00%-775.8pp | 81.02%-53.8pp |
| Employer contribution / active EE | $8,551 | $3,324+157.2% | $5,144+66.2% | $2,440+250.4% |
| Participant deferral / active EE | $6,416 | $3,260+96.8% | $5,198+23.4% | $3,608+77.9% |
| Admin fee / account holder | $5,286 | $5,880-10.1% | $13,956-62.1% | $5,124+3.1% |