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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,282 | $180,459+45.3% | $154,108+70.2% | $135,380+93.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.94% | 888.21%-894.1pp | 735.21%-741.1pp | 519.81%-525.7pp |
| Employer contribution / active EE | $8,494 | $6,035+40.7% | $5,298+60.3% | $4,779+77.7% |
| Participant deferral / active EE | $5,435 | $5,806-6.4% | $5,081+7.0% | $5,609-3.1% |
| Admin fee / account holder | $1,061 | $16,145-93.4% | $13,411-92.1% | $10,828-90.2% |