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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,599 | $167,353+80.2% | $143,797+109.7% | $134,545+124.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.08% | 0.48%-14.6pp | -0.04%-14.0pp | 418.37%-432.4pp |
| Employer contribution / active EE | $9,772 | $5,620+73.9% | $4,952+97.3% | $4,742+106.1% |
| Participant deferral / active EE | $6,235 | $6,447-3.3% | $5,638+10.6% | $6,401-2.6% |
| Admin fee / account holder | $79,102 | $18,096+337.1% | $14,679+438.9% | $11,431+592.0% |