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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $613,434 | $217,432+182.1% | $185,851+230.1% | $167,553+266.1% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 7.71% | 148.43%-140.7pp | 122.11%-114.4pp | 478.89%-471.2pp |
| Employer contribution / active EE | $10,468 | $5,874+78.2% | $5,168+102.5% | $4,840+116.3% |
| Participant deferral / active EE | $6,548 | $6,357+3.0% | $5,569+17.6% | $6,343+3.2% |
| Admin fee / account holder | $20,947 | $19,820+5.7% | $16,245+28.9% | $12,316+70.1% |