Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,016 | $58,264-77.7% | $86,617-85.0% | $71,495-81.8% |
| Participation rate | 61.2% | 65.0%-3.8pp | 71.7%-10.5pp | 67.9%-6.8pp |
| Annual return | 15.85% | 21.63%-5.8pp | 591.91%-576.1pp | 28.85%-13.0pp |
| Employer contribution / active EE | $143 | $2,574-94.4% | $3,023-95.3% | $2,589-94.5% |
| Participant deferral / active EE | $959 | $3,436-72.1% | $4,437-78.4% | $4,291-77.6% |
| Admin fee / account holder | $958 | $1,057-9.4% | $5,613-82.9% | $1,588-39.7% |