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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,616 | $54,380-58.4% | $68,509-67.0% | $59,633-62.1% |
| Participation rate | 39.6% | 70.2%-30.6pp | 74.7%-35.1pp | 68.7%-29.0pp |
| Annual return | 0.98% | 2.83%-1.9pp | 8.27%-7.3pp | 2041.45%-2040.5pp |
| Employer contribution / active EE | $296 | $1,539-80.8% | $2,278-87.0% | $2,203-86.6% |
| Participant deferral / active EE | $2,036 | $2,643-23.0% | $3,382-39.8% | $3,192-36.2% |
| Admin fee / account holder | $2,307 | $3,885-40.6% | $5,275-56.3% | $4,297-46.3% |