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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,270 | $199,109-29.0% | $173,730-18.7% | $154,746-8.7% |
| Participation rate | 66.7% | 82.8%-16.1pp | 79.6%-12.9pp | 80.7%-14.0pp |
| Annual return | 13.97% | 20.02%-6.0pp | 19.96%-6.0pp | 172.34%-158.4pp |
| Employer contribution / active EE | $2,729 | $5,311-48.6% | $4,577-40.4% | $4,379-37.7% |
| Participant deferral / active EE | $6,349 | $7,113-10.7% | $6,326+0.4% | $6,730-5.7% |
| Admin fee / account holder | $30 | $20,916-99.9% | $17,523-99.8% | $14,365-99.8% |