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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,497 | $166,131-31.7% | $164,975-31.2% | $145,877-22.2% |
| Participation rate | 82.4% | 82.0%+0.3pp | 78.6%+3.7pp | 80.3%+2.1pp |
| Annual return | 9.24% | 100.37%-91.1pp | 70.12%-60.9pp | 551.28%-542.0pp |
| Employer contribution / active EE | $3,072 | $5,276-41.8% | $4,343-29.3% | $4,663-34.1% |
| Participant deferral / active EE | $7,260 | $6,962+4.3% | $6,033+20.3% | $6,691+8.5% |
| Admin fee / account holder | $3,676 | $16,648-77.9% | $12,688-71.0% | $13,402-72.6% |