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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,179 | $162,821-57.5% | $133,978-48.4% | $158,982-56.5% |
| Participation rate | 73.9% | 83.2%-9.3pp | 79.8%-5.9pp | 82.0%-8.1pp |
| Annual return | 15.82% | 41.95%-26.1pp | 45.10%-29.3pp | 302.99%-287.2pp |
| Employer contribution / active EE | $1,778 | $4,976-64.3% | $3,919-54.6% | $4,763-62.7% |
| Participant deferral / active EE | $4,622 | $5,910-21.8% | $5,047-8.4% | $5,983-22.7% |
| Admin fee / account holder | $4,721 | $11,742-59.8% | $8,930-47.1% | $11,252-58.0% |