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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,668 | $154,193-32.8% | $130,045-20.3% | $139,466-25.7% |
| Participation rate | 70.6% | 82.0%-11.4pp | 78.5%-7.9pp | 80.3%-9.7pp |
| Annual return | 12.58% | 32.51%-19.9pp | -137.30%+149.9pp | 373.66%-361.1pp |
| Employer contribution / active EE | $2,719 | $5,292-48.6% | $4,321-37.1% | $4,754-42.8% |
| Participant deferral / active EE | $6,535 | $6,709-2.6% | $5,820+12.3% | $6,712-2.6% |
| Admin fee / account holder | $9,475 | $13,989-32.3% | $10,600-10.6% | $11,409-17.0% |