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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,270 | $254,759-44.5% | $216,567-34.8% | $198,609-28.9% |
| Participation rate | 66.7% | 84.5%-17.9pp | 81.6%-15.0pp | 82.4%-15.7pp |
| Annual return | 13.97% | 10.04%+3.9pp | 12.94%+1.0pp | 202.70%-188.7pp |
| Employer contribution / active EE | $2,729 | $6,096-55.2% | $5,216-47.7% | $5,055-46.0% |
| Participant deferral / active EE | $6,349 | $6,948-8.6% | $6,191+2.6% | $6,977-9.0% |
| Admin fee / account holder | $30 | $26,311-99.9% | $21,981-99.9% | $19,030-99.8% |