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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,649 | $112,933-9.1% | $90,970+12.8% | $158,982-35.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 9.00% | 215.82%-206.8pp | 134.60%-125.6pp | 302.99%-294.0pp |
| Employer contribution / active EE | $4,775 | $2,893+65.0% | $2,122+125.0% | $4,763+0.3% |
| Participant deferral / active EE | $6,116 | $4,128+48.2% | $3,373+81.3% | $5,983+2.2% |
| Admin fee / account holder | $1,033 | $8,047-87.2% | $5,961-82.7% | $11,252-90.8% |