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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,358 | $95,979-28.8% | $74,551-8.3% | $135,380-49.5% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -2.91% | 56.97%-59.9pp | 32.53%-35.4pp | 519.81%-522.7pp |
| Employer contribution / active EE | $5,572 | $2,716+105.1% | $1,961+184.1% | $4,779+16.6% |
| Participant deferral / active EE | $6,213 | $3,844+61.6% | $3,108+99.9% | $5,609+10.8% |
| Admin fee / account holder | $1,970 | $6,522-69.8% | $5,059-61.1% | $10,828-81.8% |