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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,566 | $93,346-35.1% | $71,796-15.6% | $273,972-77.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 6.43% | 130.39%-124.0pp | 78.04%-71.6pp | 41.46%-35.0pp |
| Employer contribution / active EE | $7,565 | $2,733+176.8% | $1,924+293.1% | $4,869+55.4% |
| Participant deferral / active EE | $6,172 | $3,475+77.6% | $2,794+120.9% | $5,287+16.7% |
| Admin fee / account holder | $13,165 | $6,571+100.4% | $4,815+173.4% | $10,133+29.9% |