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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,084 | $78,419+16.2% | $133,971-32.0% | $73,412+24.1% |
| Participation rate | 94.0% | 78.6%+15.4pp | 79.8%+14.2pp | 72.2%+21.9pp |
| Annual return | 18.81% | 33.35%-14.5pp | 45.09%-26.3pp | 59.30%-40.5pp |
| Employer contribution / active EE | $4,248 | $2,044+107.9% | $3,919+8.4% | $2,234+90.2% |
| Participant deferral / active EE | $8,559 | $3,925+118.1% | $5,047+69.6% | $3,806+124.9% |
| Admin fee / account holder | $246 | $161+52.6% | $8,929-97.2% | $158+56.0% |