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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,849 | $72,492-16.1% | $87,104-30.1% | $72,975-16.6% |
| Participation rate | 62.3% | 72.8%-10.5pp | 76.9%-14.6pp | 69.5%-7.2pp |
| Annual return | 20.60% | 24.46%-3.9pp | 28.19%-7.6pp | 81.01%-60.4pp |
| Employer contribution / active EE | $704 | $1,894-62.8% | $2,521-72.1% | $2,440-71.1% |
| Participant deferral / active EE | $2,216 | $3,270-32.2% | $4,048-45.3% | $3,608-38.6% |
| Admin fee / account holder | $3,659 | $5,055-27.6% | $7,491-51.2% | $5,124-28.6% |