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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,221 | $60,349-5.2% | $74,184-22.9% | $62,881-9.0% |
| Participation rate | 66.0% | 72.7%-6.7pp | 76.6%-10.6pp | 69.3%-3.3pp |
| Annual return | 5.29% | 21.38%-16.1pp | 17.74%-12.4pp | 20.14%-14.9pp |
| Employer contribution / active EE | $659 | $1,680-60.8% | $2,370-72.2% | $2,281-71.1% |
| Participant deferral / active EE | $1,642 | $2,856-42.5% | $3,550-53.7% | $3,203-48.7% |
| Admin fee / account holder | $1,599 | $4,261-62.5% | $5,586-71.4% | $4,296-62.8% |