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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,151 | $56,199-14.3% | $67,652-28.8% | $59,632-19.3% |
| Participation rate | 69.4% | 71.5%-2.1pp | 75.7%-6.3pp | 68.7%+0.7pp |
| Annual return | 0.65% | 18505.31%-18504.7pp | 6625.04%-6624.4pp | 2041.32%-2040.7pp |
| Employer contribution / active EE | $718 | $1,614-55.5% | $2,266-68.3% | $2,203-67.4% |
| Participant deferral / active EE | $1,834 | $2,844-35.5% | $3,560-48.5% | $3,192-42.5% |
| Admin fee / account holder | $9,539 | $3,958+141.0% | $4,821+97.9% | $4,297+122.0% |