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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,585 | $141,004-44.3% | $112,273-30.0% | $139,456-43.6% |
| Participation rate | 60.0% | 79.2%-19.2pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 19.55% | 32.75%-13.2pp | 30.23%-10.7pp | 373.45%-353.9pp |
| Employer contribution / active EE | $1,846 | $4,285-56.9% | $3,431-46.2% | $4,753-61.2% |
| Participant deferral / active EE | $3,579 | $5,878-39.1% | $4,800-25.4% | $6,711-46.7% |
| Admin fee / account holder | $4,292 | $9,959-56.9% | $7,752-44.6% | $11,407-62.4% |