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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,600 | $142,430-66.6% | $115,170-58.7% | $152,897-68.9% |
| Participation rate | 60.0% | 82.4%-22.4pp | 75.9%-15.9pp | 82.5%-22.5pp |
| Annual return | 14.40% | 41.48%-27.1pp | 35.60%-21.2pp | 345.43%-331.0pp |
| Employer contribution / active EE | $1,663 | $4,011-58.5% | $3,179-47.7% | $4,764-65.1% |
| Participant deferral / active EE | $1,825 | $5,165-64.7% | $4,169-56.2% | $5,851-68.8% |
| Admin fee / account holder | $13,916 | $8,464+64.4% | $7,089+96.3% | $11,599+20.0% |