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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,393 | $129,959-59.7% | $104,301-49.8% | $134,532-61.1% |
| Participation rate | 77.8% | 79.5%-1.8pp | 73.3%+4.5pp | 81.2%-3.5pp |
| Annual return | -22.53% | 42.04%-64.6pp | 24.61%-47.1pp | 418.27%-440.8pp |
| Employer contribution / active EE | $1,908 | $4,185-54.4% | $3,373-43.4% | $4,741-59.8% |
| Participant deferral / active EE | $3,746 | $5,589-33.0% | $4,626-19.0% | $6,401-41.5% |
| Admin fee / account holder | $544 | $9,325-94.2% | $7,340-92.6% | $11,429-95.2% |