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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,994 | $77,638+70.0% | $156,551-15.7% | $62,881+109.9% |
| Participation rate | 78.6% | 71.2%+7.4pp | 84.0%-5.4pp | 69.3%+9.3pp |
| Annual return | -2.72% | 50.33%-53.0pp | 32.23%-34.9pp | 20.14%-22.9pp |
| Employer contribution / active EE | $10,357 | $3,444+200.7% | $5,501+88.3% | $2,281+354.1% |
| Participant deferral / active EE | $3,770 | $3,046+23.8% | $4,871-22.6% | $3,203+17.7% |
| Admin fee / account holder | $30,676 | $5,561+451.6% | $13,028+135.5% | $4,296+614.1% |