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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,162 | $85,171+75.1% | $172,753-13.7% | $72,976+104.4% |
| Participation rate | 96.2% | 70.1%+26.1pp | 82.6%+13.5pp | 69.5%+26.7pp |
| Annual return | 0.84% | 27.32%-26.5pp | 803.00%-802.2pp | 81.02%-80.2pp |
| Employer contribution / active EE | $11,119 | $3,324+234.5% | $5,144+116.2% | $2,440+355.7% |
| Participant deferral / active EE | $4,105 | $3,260+25.9% | $5,198-21.0% | $3,608+13.8% |
| Admin fee / account holder | $1,605 | $5,880-72.7% | $13,956-88.5% | $5,124-68.7% |