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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,137 | $84,236+50.9% | $170,435-25.4% | $70,126+81.3% |
| Participation rate | 83.3% | 70.8%+12.5pp | 83.6%-0.3pp | 69.5%+13.8pp |
| Annual return | 11.81% | 23.06%-11.3pp | 205.94%-194.1pp | 73.15%-61.3pp |
| Employer contribution / active EE | $4,880 | $3,387+44.1% | $5,432-10.2% | $2,343+108.3% |
| Participant deferral / active EE | $2,862 | $3,086-7.2% | $4,939-42.1% | $3,332-14.1% |
| Admin fee / account holder | $4,988 | $5,698-12.5% | $13,881-64.1% | $4,645+7.4% |