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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,041 | $106,247-65.1% | $96,515-61.6% | $139,466-73.4% |
| Participation rate | 64.3% | 77.8%-13.6pp | 74.3%-10.1pp | 80.3%-16.0pp |
| Annual return | 17.11% | 38.47%-21.4pp | 35.73%-18.6pp | 373.66%-356.6pp |
| Employer contribution / active EE | $1,312 | $4,106-68.1% | $3,740-64.9% | $4,754-72.4% |
| Participant deferral / active EE | $2,263 | $5,456-58.5% | $4,880-53.6% | $6,712-66.3% |
| Admin fee / account holder | $3,298 | $7,885-58.2% | $6,735-51.0% | $11,409-71.1% |