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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,679 | $97,732-71.7% | $83,831-67.0% | $135,380-79.6% |
| Participation rate | 85.0% | 80.0%+5.0pp | 76.1%+8.9pp | 82.6%+2.4pp |
| Annual return | -4.41% | 1287.56%-1292.0pp | 850.99%-855.4pp | 519.81%-524.2pp |
| Employer contribution / active EE | $1,915 | $4,222-54.6% | $3,631-47.3% | $4,779-59.9% |
| Participant deferral / active EE | $3,673 | $4,683-21.6% | $4,082-10.0% | $5,609-34.5% |
| Admin fee / account holder | $2,718 | $6,675-59.3% | $5,479-50.4% | $10,828-74.9% |