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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,986 | $133,981-76.9% | $112,249-72.4% | $134,532-77.0% |
| Participation rate | 76.9% | 78.6%-1.6pp | 75.1%+1.9pp | 81.2%-4.3pp |
| Annual return | -35.41% | 47.16%-82.6pp | 27.48%-62.9pp | 418.27%-453.7pp |
| Employer contribution / active EE | $1,640 | $4,040-59.4% | $3,636-54.9% | $4,741-65.4% |
| Participant deferral / active EE | $2,238 | $5,292-57.7% | $4,729-52.7% | $6,401-65.0% |
| Admin fee / account holder | $11,421 | $7,492+52.4% | $6,412+78.1% | $11,429-0.1% |