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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,627 | $63,346-62.7% | $92,240-74.4% | $70,126-66.3% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 16.02% | 530.19%-514.2pp | 176.29%-160.3pp | 73.15%-57.1pp |
| Employer contribution / active EE | $1,692 | $2,471-31.5% | $3,680-54.0% | $2,343-27.8% |
| Participant deferral / active EE | $3,328 | $2,854+16.6% | $3,897-14.6% | $3,332-0.1% |
| Admin fee / account holder | $2,834 | $3,841-26.2% | $5,194-45.4% | $4,645-39.0% |