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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,850 | $76,407+145.9% | $150,298+25.0% | $82,448+127.8% |
| Participation rate | 98.7% | 66.4%+32.3pp | 77.8%+20.9pp | 68.1%+30.6pp |
| Annual return | 11.69% | 39.99%-28.3pp | 62.79%-51.1pp | 41.64%-29.9pp |
| Employer contribution / active EE | $4,162 | $2,614+59.2% | $4,154+0.2% | $2,551+63.2% |
| Participant deferral / active EE | $6,124 | $3,214+90.5% | $5,453+12.3% | $4,139+48.0% |
| Admin fee / account holder | $3,154 | $6,352-50.3% | $14,116-77.7% | $7,234-56.4% |