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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,357 | $77,901+89.2% | $149,717-1.6% | $75,181+96.0% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 11.41% | 31.73%-20.3pp | 134.41%-123.0pp | 160.69%-149.3pp |
| Employer contribution / active EE | $3,756 | $3,137+19.7% | $4,820-22.1% | $2,671+40.6% |
| Participant deferral / active EE | $5,467 | $3,411+60.3% | $5,682-3.8% | $4,126+32.5% |
| Admin fee / account holder | $19,049 | $5,949+220.2% | $13,213+44.2% | $5,650+237.2% |