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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,275 | $81,262+109.5% | $155,602+9.4% | $80,911+110.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 9.74% | 33.34%-23.6pp | 64.81%-55.1pp | 35.63%-25.9pp |
| Employer contribution / active EE | $4,366 | $3,102+40.8% | $4,675-6.6% | $2,756+58.4% |
| Participant deferral / active EE | $5,762 | $3,451+66.9% | $5,629+2.4% | $4,297+34.1% |
| Admin fee / account holder | $14,780 | $7,992+84.9% | $15,923-7.2% | $6,935+113.1% |